
Alchemy Technologies is a seven year old risk practice with a team of trained risk professionals and significant product based intellectual property in the areas of:
a) Risk and Basel II regulatory reporting
b) Portfolio analytics
c) Derivative and structured product pricing
d) Asset Liability and Liquidity Management
e) Behavior and market based probability of default calculators
f) Treasury management platforms with real-time pre-trade risk, limits and middle office controls
g) Insurance, Takaful & Actuarial models
In the last four years Alchemy has built a portfolio of products that work well together and create opportunities to cross sell, deployed and tested the products in local market (10 customers) and built credibility with a view towards regional expansion.
Assessment of Muslim Commercial Bank’s (MCB) position in relation to its peers and the Pakistani banking industry as a whole for the years 2008 and 2009 respectively.
While the Credit Analysis course started the discussion on financial and operating leverage and the thinking behind the borrowing decision, the Credit Process course focuses on the lending side of the equation.
This is the first course on credit analysis that focuses on the impact of leverage on a business. We look at two different instances of leverage – one financial, one operational and use that to calculate degrees of operational leverage. Degrees of operational leverage is an interesting concept that allows you to measure the impact on earnings for every dollar increase/decrease in sales on account of the combined leverage of a firm.